Our Products
SME Due Diligence and Rating
- SMEs applying for loan applications would be evaluated during onboarding phase to calculate AI powered Trust SME score. Our trust score, which is verifiable, portable, and self-controlled, aids the easy onboarding of SMEs and minimizes loan process inefficiencies.
Continuous Portfolio Monitoring
- We conduct a comprehensive porfolio assessment of a company which provides insights into the overall health and potential of an SME, helping financial insitutions to make informed lending decisions. The assessment would be realtime routine check to ensure ongoing relevance and competitiveness in the market.
SME Evaluation
- DigiAlly conducts a holistic assessment of SMEs, providing a comprehensive health check that takes into account operational and market risks proactively, in addition to credit risk. Our collaboration with lending institutions enables them to assess SMEs across the lifecycle, incorporating company summary details, business model, trust score, and social media score.
USP of Product
- DigiAlly AI powered Trust score is evaluated by holistic risk assessment which is beyond credit risk and included market and operational risk. We prioritize non-financial parameters, recognizing their growing significance compared to relying solely on financial ratios for business evaluations. Unlike most traditional credit models that focus on historical credit records, our approach adopts a futuristic outlook. we go beyond assessing the borrower's ability to pay the debt, providing insight into their intent to repay.
Outcomes for Financial Institutions
- Curated SMEs based on pre decided filters and risk appetite of the lender
- Expansion in SME loan book with more eligible SMEs to lend
- Evaluation based on global lending parameters (customizable)